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Your Credit Cards Need £1 Billion! (Fool.co.uk via Yahoo! UK & Ireland Finance) - With bad debts on the rise, credit-card firms are hunting for ways to boost their profits. Here are ten tricks to watch out for.. Should I Refinance My Home To Pay Credit Card Debt? (CBS 46 News Atlanta) - A mortgage refinance can be a good way to pay off your credit cards and lower the interest rate on your debts. But weight the pros and cons before making a decision.. Profitability of credit card issuers comes under threat (Financial Times) - The profitability of credit card issuers is coming under pressure from rising bad debts and increased regulation, according to a new study.. Thin credit file? Nontraditional alternatives to the rescue (Los Angeles Times) - WASHINGTON — Picture this scenario: You've lived in this country for the last 15 years, earned a decent wage, raised a family and always paid your rent, utilities, cellphone bills and other expenses on time, month after month. But you made little or no use of the conventional banking and credit systems — avoiding bank loans, credit cards and debts in general.. Bad Credit and Home Refinance (Benton Evening News) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Comment: Your Credit Cards Need £1 Billion! (The Motley Fool) - According to the "Precious Plastic 2007" report released yesterday by accountants PricewaterhouseCoopers (PwC), the average revenue per credit card has halved in the past five years. So, watch out, because credit-card issuers have plans to put cardholders under pressure!. Students struggle with credit card debt (State Press) - Bethany Ramsdell racked up $10,000 in debt on her credit cards over five years, regularly shopping at stores like Nordstrom and Victoria\'s Secret.. Credit card meltdown (Coventry Evening Telegraph) - CONSUMERS at crisis point in Nuneaton and Bedworth have run up debts totalling more than £3 million. Scores of people struggling to cope with crippling debts have contacted the borough's Citizens' Advice Bureau for help.. Waterbury credit rating on the line (Republican American) - WATERBURY -- Today is critical in Waterbury's effort to right its financial house as Mayor Michael J. Jarjura and his top financial staff drive to Boston to seek a boost in the city's credit rating.. Control elderly parent's debts (Detroit News) - Q . My mother is no longer able to take care of herself, she has no assets and very little money; she does, however, have about $30,000 in credit card debt, and she now lives with my wife and me. We take care of all her bills for her. If we cannot make payments for her due to our own debt, what can the banks do to my mom? She has nothing but Social Security. Do I become responsible? Can she file .