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Debt down, but so are savings (The Daily Times) - In the face of volatile gas prices and higher energy costs, most area consumers said their debt has decreased from a year ago, according to a recent survey. The survey from Consumer Credit Counseling Service of Delaware Valley revealed that 62 percent of people polled said they have less unsecured debt this year. Unsecured debt mainly refers to credit card or revolving store balances.. The CareOne Credit Counseling Service Offers Relief for Red-Ink America (PR Web via Yahoo! News) - COLUMBIA, Maryland (PRWEB) November 14, 2006 -- Americans continue to play a dangerous game with their financial future, as consumer debt is rising faster than personal incomes and shows no sign of abating, according to the Federal Reserve.. The CareOne Credit Counseling Service Offers Relief for Red-Ink America (PR Web) - The dramatic change of America's consumer debt is staggering when the numbers are revealed. U.S. debt doubled to $2.16 trillion as of October 2005 from roughly $1.3 trillion in 1998, according the Federal Reserve. Personal bankruptcies were at an all-time high in 2005, and credit reporting agency Experian estimates that one in every 11 consumers has at least one credit card that is more than 90 . Debt down, but so are savings (The Daily Times) - By SOLOMON D. LEACH sleach@delcotimes.com In the face of volatile gas prices and higher energy costs, most area consumers said their debt has decreased from a year ago, according to a recent survey. The survey from Consumer Credit Counseling Service of Delaware Valley revealed that 62 percent of people polled said they have less unsecured debt this year. Unsecured debt mainly refers to credit . Eliminate Credit Card Debt (Hornell Evening Tribune) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. When Debt Mounts, Take Action to Prevent Foreclosure (Evening Times) - (ARA) - If you have experienced foreclosure, you're not alone. Within the last five years alone, more than 2.9 million households in the United States have experienced foreclosure.. New program at Ohio credit unions provides alternative to high interest rates (Flyer News) - Getting into debt is easy; removing oneself from debt is an uphill battle that many people will lose.. Credit Card Debt Help (Wellsville Daily Reporter) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?. Debt Relief Services Offer Christians Hope According to ChristiaNet Poll (PR Web) - Services such as debt relief, Christian counseling, consolidation loans, settlement companies and eliminating credit card debt are some of the debt relief related articles at http://www.christianet.com/debtrelief/. (PRWeb Nov 10, 2006). Bankruptcy law effects still unclear (Contra Costa Times) - The consumer credit industry and analysts hoped the bankruptcy law passed last year would re-educate consumers, prompting them to manage their debt sensibly, especially their credit card debt..