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Eliminate Credit Card Debt (Hornell Evening Tribune) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. Students struggle with credit card debt (State Press) - Bethany Ramsdell racked up $10,000 in debt on her credit cards over five years, regularly shopping at stores like Nordstrom and Victoria\'s Secret.. Credit Card Debt Help (Wellsville Daily Reporter) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?. Credit Card Smart Guide (Moneymanager) - In deciding whether you need a credit card, ask yourself: Does my income match my likely credit card spending? or Do I want a credit card so I can buy things I can't really afford?. Should I Refinance My Home To Pay Credit Card Debt? (CBS 46 News Atlanta) - A mortgage refinance can be a good way to pay off your credit cards and lower the interest rate on your debts. But weight the pros and cons before making a decision.. Credit card rules (Moneymanager) - There are a record 13.1 million credit cards in Australia's collective wallets. And because we are heading into the festive season, it's likely that we'll binge-buy, spending a record amount on those cards in the month ahead.. The CareOne Credit Counseling Service Offers Relief for Red-Ink America (PR Web) - The dramatic change of America's consumer debt is staggering when the numbers are revealed. U.S. debt doubled to $2.16 trillion as of October 2005 from roughly $1.3 trillion in 1998, according the Federal Reserve. Personal bankruptcies were at an all-time high in 2005, and credit reporting agency Experian estimates that one in every 11 consumers has at least one credit card that is more than 90 . Capital One criticised over credit card cheques (The Scotsman: Business) - A LEADING debt campaigner has described Capital One Bank as "reckless" after it sent its customers unsolicited credit card cheques.. Credit card firms set to raise interest charges (Reuters.co.uk) - LONDON (Reuters) - Credit card users are likely to be hit with annual fees and higher interest charges as banks seek to recoup 1 billion pounds in annual revenue lost due to tighter regulation of fees, a leading report says.. M/C/C to Help Total Debt Services Collect ... Better Search Engine Results (SYS-CON Media) - The latest Survey of Consumer Finances, released by the Federal Reserve, shows that Americans share in $801.3 billion of revolving credit card debt. Throughout the past five years, revolving debt in America has risen more than $20 million annually, and at the end of 2005, Americans were a staggering $2.16 trillion in debt, excluding home mortgages. As debt in the United States continues to rise, .