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Lending support to save homes (Pioneer Press) - They're dubbed the no-contacts — the people who miss mortgage payments, and end up losing their homes to foreclosure without ever making contact with their loan servicer or lender.. Freddie Mac Announces Financial Education Awards (FinanzNachrichten) - WASHINGTON, Nov. 9 /PRNewswire/ -- Freddie Mac ( Nachrichten ) today announced the winners of its inaugural 2006 Successful Models in Financial Education Awards and its Champions of Financial Literacy Awards during the company's CreditSmart(R) Symposium: Financial Education for Maximum Results.. Clark Howard's Advice On Avoiding Foreclosure (WSB-TV 2 Atlanta) - Mortgage rates inched up last week for the first time in more than a month. In the last year, rising interest rates have spelled financial trouble for many homeowners with mortgages that adjust. Channel 2 Consumer Advisor Clark Howard explains how to avoid trouble or get help if you’re already there.. Secrets debt counselors wish you knew (Bankrate.com via Yahoo! Finance) - These people have seen it all, and they can help you.. People in business (Tennessean) - Steve Sledge has been named a partner at KPMG LLP , an audit, tax and advisory member firm of KPMG International. A certified public accountant, Sledge provides audit services to consumer markets and financial services clients in Nashville.. Personal bankruptcies drop under new law (Louisville Courier-Journal) - A year ago this month, the consumer-credit industry got something it had lobbied for a long time -- new laws that make it tougher for individuals to liquidate debt under Chapter 7 of the U.S. bankruptcy code.. Surviving The Mortgage Mess (Forbes) - Borrowers, beware--with higher rates and many loans about to adjust, there's a reckoning ahead.. Deadline for Energy Assistance Program Looms (PR Newswire via Yahoo! Finance) - Virginia Natural Gas will host educational town hall meetings to remind those who have trouble paying their natural gas bills that they still have time to sign up for home heating assistance prior to the Nov. 10 deadline..