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UK loans firm gets OFT rap over credit ads (Banking Business Review) - UK loans company Charles Price has agreed to change its credit advertising following action by the Office of Fair Trading.. Bad Credit Loans Such as Payday Advances Only for Emergencies According to ChristiaNet Poll (Market Wire via Yahoo! Finance) - ChristiaNet.com, the world's largest Christian portal with twelve million monthly page loads, conducted a recent survey to ask readers, "Should Christians get bad credit loans?" The majority of participants do not think payday advances are a good idea because of the extremely high interest and fees associated with them.. Your Credit Cards Need £1 Billion! (Fool.co.uk via Yahoo! UK & Ireland Finance) - With bad debts on the rise, credit-card firms are hunting for ways to boost their profits. Here are ten tricks to watch out for.. Credit Challenged Car Buyers Find Help Online (Sleepy Eye Herald Dispatch) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. Ten Tips To Get Credit (Fool.co.uk via Yahoo! UK & Ireland Finance) - Read our tips about avoiding the 'other' bad credit spiral and on getting credit.. Bad debt up for HSBC's US unit (The Royal Gazette) - LONDON (Bloomberg) – HSBC Holdings Plc, Europe’s biggest bank by market value, said third-quarter bad debts in the US rose 12 percent, eroding earnings at its consumer-finance and retail- banking units.Total bad loans in the two units rose 12 percent to $1.59 billion from $1.43 billion in the year-ago quarter, the company said in a statement yesterday.. Bad Credit Loans Such as Payday Advances Only for Emergencies According to ChristiaNet Poll (SYS-CON Media) - ChristiaNet.com (http://www.christianet.com),the world's largest Christian portal with twelve million monthly pageloads, conducted a recent survey to ask readers, 'Should Christians get badcredit loans?' The majority of participants do not think payday advancesare a good idea because of the extremely high interest and fees associatedwith them. One Believer said, 'If you are in debt, I don't think . Off the Charts: Is bad credit a good idea? (International Herald Tribune) - Is it a good thing to have a high credit rating? More and more, corporations have their doubts that the answer is yes.. South Africa: Abil to Keep Cutting Price of Loans to Grow Volume (AllAfrica.com) - MASS-market lender African Bank Investments Limited (Abil) planned to keep cutting the price of its loans to grow volume and attract new customers, it said yesterday.. BNP Paribas quarterly net profit seen up 27% (Market Watch) - PARIS (MarketWatch) -- French bank BNP Paribas SA (13110.FR) will report Thursday that earnings from its Banca Nazionale del Lavoro in Italy and lower provisions set aside against bad loans helped lift third-quarter net profit 27% from a year ago, analysts said. .