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Bad Credit and Home Refinance (Benton Evening News) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Debt Management Smart Guide (Moneymanager) - Before taking out a loan check: the term of the loan the interest rate and number of payments the way the rate is determined (variable or fixed) fees besides the interest payments actual amount that will be paid type of security required early repay options (penalty?) terms if you are unable to repay the loan contract covered by Consumer Credit Code?. Homeowners now pay for years of low rates (Detroit News) - F or Amy and Randy Greenwood, an adjustable-rate mortgage was a way to consolidate bills even with less-than-perfect credit.. Home Equity Loans Latest Debt Reduction Strategy According to ChristiaNet Poll (PR Web) - Home equity loans such as bad credit financing, interest only mortgage, line of credit and second mortgages are some of the home equity loan related articles at http://www.christianet.com/homeequityloans/. (PRWeb Nov 10, 2006). The Death Of Cheap Credit? (Fool.co.uk via Yahoo! UK & Ireland Finance) - With the Bank of England raising its base rate, the cost of borrowing is set to rise. Does this spell the end for ultra-low-rate loans?. Analyze all your debt, then decide how to manage it (Salem Statesman Journal) - Your instincts probably are pretty good about the amount of debt you have, both personally and professionally. Debt is neither good nor bad. However, if debt is keeping you up at night, you may need to re-examine how you are managing it.. Comment: The Death Of Cheap Credit? (The Motley Fool) - As you've probably heard by now, last Thursday the Bank of England hiked its base rate by 0.25% to 5% a year. Naturally, some lenders have already sprung into action by raising the interest rates which they charge borrowers.. Personal Loans Smart Guide (Moneymanager) - What you'll learn in this step: shop around for the best debt deal. There’ll come a time in your life when you’re faced with deciding whether to borrow money. You may be a student needing some funds to complete your degree or perhaps you’re considering buying a car or a home.. Why Now is a Good Time to Refinance (Sleepy Eye Herald Dispatch) - (ARA) - If you're a homeowner, the recent drop in interest rates has opened up the possibility of big savings on your monthly payments.. Avoid these money pitfalls on path to freedom (The Cincinnati Post) - I could be wrong, but I'm going to guess you've made a money blunder or two in your life. For many of us, it was a nonstop series of blunders that finally brought us to our financial knees..