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The Death Of Cheap Credit? (Fool.co.uk via Yahoo! UK & Ireland Finance) - With the Bank of England raising its base rate, the cost of borrowing is set to rise. Does this spell the end for ultra-low-rate loans?. Microcredit finds its European niche (The Christian Science Monitor via Yahoo! News) - This week, thousands of development experts will gather at the Global Microcredit Summit in Halifax, Nova Scotia, to discuss the future of microfinance. For some, the conference comes at a critical juncture for the celebrated small-loan scheme as for-profit banking moves into an area dominated by nonprofit players.. Comment: The Death Of Cheap Credit? (The Motley Fool) - As you've probably heard by now, last Thursday the Bank of England hiked its base rate by 0.25% to 5% a year. Naturally, some lenders have already sprung into action by raising the interest rates which they charge borrowers.. Color of Money Live (Washington Post) - Washington Post personal finance columnist Michelle Singletary was online for a free-for-all discussion on money matters.. Provy or loan shark? There may be no choice (The Scotsman: Business) - SOME of Scotland's most badly off people are having to take out loans with typical APRs of almost 200 per cent because they cannot get access to credit from mainstream lenders.. Banks middle-finger Tito (Mail and Guardian) - Tito Mboweni has come up against a new enemy in his battle to curb the credit-spending splurge. The banks.. Banking and Marketing (In Business Las Vegas) - When officials at Nevada Federal Credit Union found out a quarter of its members frequented payday loan businesses when running short on cash, they decided it was time to offer an alternative.. A bitter ending (NorthJersey.com) - PASSAIC -- The "For Sale" sign at 549 Broadway is an unwelcome addition to Manuel Maldonado's neat little yard.. Microcredit finds its European niche (The Christian Science Monitor via Yahoo! Canada News) - Profitmaking will be on the agenda at a Canadian conference to discuss the future of microfinance.. Essential Releases Record Third Quarter Financial Statements, MD&A, and Comments on Taxation of Income Trusts (CCNMatthews via Yahoo! Finance) - CALGARY, ALBERTA-- - Essential Energy Services Trust is pleased to release the operational and financial results for the three and nine months ended September 30, 2006 and to announce it has filed the complete Management Discussion and Analysis and unaudited financial statements for the three and nine months ended September 30, 2006 on SEDAR..