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Eliminate Credit Card Debt (Wellsville Daily Reporter) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. A growing burden of home debt (The Arizona Republic) - Credit counselors are finding that mortgage debt is playing a bigger role in the deteriorating financial health of consumers contemplating bankruptcy.. ASK DOCTOR LAW: Ask Doctor Law | What's your review of bankruptcy law? (Miami Herald) - Q: We read that the new, stricter bankruptcy law was a year old this month. When it was passed, there was much discussion back and forth. Supporters said it would curb abuses, such as canceling valid debts, and opponents said it made it too difficult to get a fresh start. How have things turned out in its first year?. Fate And Foreclosures (Southwest Times Record) - The adjustable rate mortgage went up. A spouse died. The ink dried on the divorce papers. A large medical bill arrived..