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Credit-card appeal: A new look, smell (The Arizona Republic) - Forget about low interest rates, rewards points and free balance transfers. To attract new customers in a crowded market, the nation's credit-card issuers are pitching cards with sleek features, including a hefty one that its promoters say has ''plunk factor.''. Credit cards fish for small-business clients (USA Today) - Small-business owners face an onslaught of choices as companies blitz them with new credit card offers. American Express just launched a cash-back card aimed at small companies.. Warning of higher credit card charges (Guardian Unlimited) - Credit card companies may seek to charge customers £1bn a year in higher interest rates and annual fees to make up for revenue lost after a series of rulings from consumer watchdogs.. Warning of higher credit card charges (Guardian Unlimited) - Credit card companies may seek to charge customers £1bn a year in higher interest rates and annual fees.. Credit card rules (Moneymanager) - There are a record 13.1 million credit cards in Australia's collective wallets. And because we are heading into the festive season, it's likely that we'll binge-buy, spending a record amount on those cards in the month ahead.. Who profits from higher interest rates? (MSNBC) - With adjustable mortgages and credit card rates rising, Henry in Maryland is wondering where the extra money on his monthly payments is going. Just who profits when interest rates rise?  In Indiana, Nick is feeling a little put out because a collection agency is still bothering him about a 7-year-old debt.  Isn't there some law against this?. Cancel a card, hurt your credit score (Bankrate.com via Yahoo! Finance) - Is that always true? Here are some ways to manage your credit cards and preserve your credit score.. Points of difference (Moneymanager) - Credit card rewards programs are fighting back after a widespread consumer migration in the last couple of years to cards offering little but a cut-price interest rate.. Bad Credit and Home Refinance (Bastrop Daily Enterprise) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. New program at Ohio credit unions provides alternative to high interest rates (Flyer News) - Getting into debt is easy; removing oneself from debt is an uphill battle that many people will lose..