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Retail loans surpass overall credit growth (The Hindu) - The RBI has, however, expressed concern about the stagnation of bank credit to the SME sector. Retail loans have surged by 40.9 per cent in fiscal 2005-06, which was higher than the overall credit growth of 31 per cent, according to the RBI's report on Trend and Progress of Banking in India.. UK loans firm gets OFT rap over credit ads (Banking Business Review) - UK loans company Charles Price has agreed to change its credit advertising following action by the Office of Fair Trading.. Credit union co-op focuses on commercial loans (BizJournals) - A Cincinnati-based cooperative aimed at helping credit unions make commercial loans has opened its first Central Ohio office.. Citibank 'instant' car loans (AME Info) - Citibank says it has introduced a product that gives its credit card holders 'instant approval' for car loans in the UAE. Called Swipe&Drive, customers pay a 10% down payment through a credit card which gives them finance for up to 90% of the value of the car.. Loans offer to victims of hamper firm (Barnsley Today) - FAREPAK customers in Barnsley are being offered cheap, safe loans from Barnsley Credit Union to keep them out of the clutches of loan sharks. (15/11/2006 11:10:26). Franklin Credit Management Reports Third Quarter Operating Results (PR Newswire via Yahoo! Finance) - Franklin Credit Management Corporation , a specialty consumer finance company primarily engaged in the acquisition, origination, servicing and resolution of performing, reperforming and nonperforming residential mortgage loans, today announced its operating results for the third quarter and first nine months of 2006.. NY Credit Trust Files for $230M IPO (AP via Yahoo! Finance) - NY Credit Trust has filed to sell up to $230 million in stock in an initial public offering to sell. The New York-based real-estate investment trust, formed in March 2005, acquires and trades commercial real-estate related loans and mortgage-backed securities.. Visteon Seeks Additional Secured Term Loans to Enhance Liquidity (The Auto Channel) - VAN BUREN TOWNSHIP, Mich., Nov. 15, 2006 -- Visteon Corporation today announced that it is seeking an additional $100 million to $200 million in secured term loans under its existing $800 million seven-year secured term loan that expires in June 2013. This action will further enhance Visteon's liquidity as it executes its three-year plan, and allows the company to take advantage of strong . Newell Credit-Default Swaps Rise on Buyout Concerns (Update1) (Bloomberg.com) - Nov. 15 (Bloomberg) -- The cost of credit-default swaps based on Newell Rubbermaid Inc. debt rose after the maker of Sharpie pens and Rolodex organizers said it will eliminate a shareholder rights agreement that offers bondholders protection from a leveraged buyout.. Government must tackle credit, MP says (Reuters via Yahoo! UK & Ireland News) - The government needs to clamp down on illegal money lending, raise competition in home credit markets and improve access to financial advice for millions of poorer people, an influential group of lawmakers said..