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Americans Living Paycheck to Paycheck Are Served Well by Credit Unions, Report Says (PR Newswire via Yahoo! Finance) - The top federal regulator of credit unions affirmed in a report released today that America's credit unions continue to fulfill their mission of serving the needs of 87 million working Americans.. Have you checked your credit report recently? (CBS 6 Richmond) - Have you checked your credit report recently? Sometimes that can be the only way to find out if you are a victim of identity theft if it's been awhile since you applied for credit, bought a car or a home.. Big Credit Cards Need to Change Practices, Says New Report (Progressive Grocer) - NOVEMBER 14, 2006 -- WASHINGTON, D.C. - Backed by findings of a new report, the Merchants Payments Coalition (MPC) said "merchants get nothing" out of programs that constitute nearly half of the $30.7 billion in credit and debit card interchange fees that Visa and MasterCard collect annually in the United States.. Poor 'paying credit premium' (BBC News) - People on low incomes are paying over the odds for credit, the influential Treasury Select Committee says.. Tips from the pros on avoiding identity theft (Lowell Sun) - * Check bank and credit-card statements promptly. You're more likely to catch unauthorized uses. * Order a copy of your credit report -- you are allowed one free report per year.. Comment: Your Credit Cards Need £1 Billion! (The Motley Fool) - According to the "Precious Plastic 2007" report released yesterday by accountants PricewaterhouseCoopers (PwC), the average revenue per credit card has halved in the past five years. So, watch out, because credit-card issuers have plans to put cardholders under pressure!. Eliminate Credit Card Debt (Wellsville Daily Reporter) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. Free State Project Member Among New Lawmakers (WMUR News 9) - CONCORD, N.H. -- A member of the Free State Project was among those elected to the New Hampshire House. Free State member Joel Winters won as a Democrat from Manchester.. Some states allow a freeze on credit report (The Providence Journal) - To combat the identity-theft epidemic, a number of states are enacting credit-freeze laws that allow consumers to block businesses from reviewing their credit reports.. More for Your Money: Credit Score Myths (Florence Morning News) - The week of November 13th, News 13 is taking a look at credit reports. The next topic is credit myths. There's a lot of misinformation surrounding credit scores. Many people read various websites and get information from credit counselors..