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Your Credit Cards Need £1 Billion! (Fool.co.uk via Yahoo! UK & Ireland Finance) - With bad debts on the rise, credit-card firms are hunting for ways to boost their profits. Here are ten tricks to watch out for.. Japanese Corporate Bankruptcies Rise (AP via Yahoo! Finance) - Japanese corporate bankruptcies rose 7.8 percent in October from the previous year, but debts left behind by insolvent companies fell 14.3 percent, a private credit research agency said Wednesday.. Bad Credit and Home Refinance (Bastrop Daily Enterprise) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Credit card annual fees 'to return' (ITV.com) - Annual credit card fees are set to return with customers each facing a £35 charge, research shows. PricewaterhouseCoopers (PwC) predicts banks will reintroduce the charges to claw back money lost through enforced caps to penalty charges.. Should I Refinance My Home To Pay Credit Card Debt? (CBS 46 News Atlanta) - A mortgage refinance can be a good way to pay off your credit cards and lower the interest rate on your debts. But weight the pros and cons before making a decision.. What is the Difference between a Home Equity Loan and a Home Equity Line of Credit? (PR Web) - I have equity built up in my home but I don't how get to it. Read more to find out the differences between home equity loan or a home equity line of credit. Still not sure which is right for you? Visit the LendingTree.com Smart Borrower Center to learn more. Go to www.lenidngtree.com/smartborrower . (PRWeb Nov 15, 2006) Trackback URL: . Profitability of credit card issuers comes under threat (Financial Times) - The profitability of credit card issuers is coming under pressure from rising bad debts and increased regulation, according to a new study.. Struggling Australians resorting to multiple bankruptcies (Australian Broadcasting Corporation) - MARK COLVIN: Some Australians struggling with rising interest rates are declaring themselves bankrupt over and over again to escape spiraling debts. Easy access to credit has seen some people resort to bankruptcy up to 11 times.. Debt fears as Scots splash out on Christmas (The Herald) - Total spending on Christmas in Scotland will exceed £2.5bn this year, prompting fears that thousands of people are going to amass unmanageable credit card debts.. Price Club told to pay more debts (Malta Today) - The supermarket owners whose pricebuster chain went belly-up, face a new creditor with Lm50,868 in unpaid dues after Price Club went into liquidation..