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Helping Consolidate Debt (WABC-TV New York) - She was on the brink of financial ruin, so she decided to turn to a debt consolidator for help. But that only made her problems worse.. Pension underfunding influences debt ratings, Moody’s says (Investment Executive) - Moody’s Investors Service says that pension funding deficits are material to some Canadian companies and they are having an influence on debt ratings.. U.S. Airways Looks to Buy Delta for $8 Billion (The Online NewsHour) - U.S. Airways proposed an $8 billion takeover of bankrupt Delta Air Lines on Wednesday, which would create one of the world's largest carriers. An expert talks about the impacts on the industry if the deal goes through.. Managing student loan debt (Newsday) - With the cost of higher education soaring every year, students are often forced to take out larger amounts of federal student loans. Half of all college graduates with loans owe $19,300, up from $12,000 a decade ago. And many are unprepared to write those checks when it comes time to pay back that debt.. Hanesbrands Inc. Will Close Ponce, Puerto Rico, Textile Plant to Increase Supply Chain Cost Competitiveness (Finanzen.net) - Hanesbrands Inc. (NYSE: HBI) announced today that it will close its Ponce, Puerto Rico, textile manufacturing plant and move production to existing lower-cost production capacity in the Caribbean basin.. National Investment Managers Inc. Reports Record Third Quarter and Nine Month Financial Results (Business Wire via Yahoo! Finance) - NEW YORK----National Investment Managers Inc. , a nationally-based and regionally-operated retirement plan administration and investment management company, announced its financial results for the third quarter and nine months ended September 30, 2006.. Gladstone plc: Preliminary Results for the Year Ended 31 August 2006 (Market Wire via Yahoo! Finance) - Gladstone plc and its subsidiaries, the leading UK provider of software and services to the leisure industry, announces its Preliminary Results for the year ended 31 August 2006.. RAO UES to invest in Russian blue chips (Interfax) - MOSCOW. Nov 14 (Interfax) - RAO UES Russia (RTS: EESR) plans to invest temporarily free money in Russian blue chip securities and transfer their management to its subsidiary UES Center of Settlement Optimization.. Step by step guide to retirement (Moneymanager) - Step 1: Time to retire? What you'll learn in this step: Get advice on those initial decisions that need to be made about retirement, including when you should.. Toll Authority holds public hearing tonight (The Bolingbrook Sun) - The Illinois State Toll Highway Authority will hold a public hearing at 7 tonight to accept comments on its proposed 2007 budget. .