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Credit cards fish for small-business clients (USA Today) - Small-business owners face an onslaught of choices as companies blitz them with new credit card offers. American Express just launched a cash-back card aimed at small companies.. First Atlantic Commerce Offers 'Partner Protection' for Qualifying Agents and Leading Offshore Credit Card Payment (CNW Group via Yahoo! Finance) - First Atlantic Commerce Ltd. is offering referral partners protection from losing merchants, immediate income with upfront sign-on bonuses for every new merchant following bank approval, and lifetime, profit-building residuals in multiple currencies.. Study: the High Cost of Credit Card Convenience (Convenience Store News) - WASHINGTON -- A report by Chicago-based Diamond Management and Technology Consultants Inc. found that the cost of interchange fees assessed by credit card companies does not add up to the benefits it provides.. Credit card rules (Moneymanager) - There are a record 13.1 million credit cards in Australia's collective wallets. And because we are heading into the festive season, it's likely that we'll binge-buy, spending a record amount on those cards in the month ahead.. The CareOne Credit Counseling Service Offers Relief for Red-Ink America (PR Web) - The dramatic change of America's consumer debt is staggering when the numbers are revealed. U.S. debt doubled to $2.16 trillion as of October 2005 from roughly $1.3 trillion in 1998, according the Federal Reserve. Personal bankruptcies were at an all-time high in 2005, and credit reporting agency Experian estimates that one in every 11 consumers has at least one credit card that is more than 90 . Consumers can opt out of credit offers (Standard-Journal) - HARRISBURG — To reduce identity theft and unwanted credit card solicitations, a national opt-out program has been set up for consumers under the Fair Credit Reporting Act, according to state Reps. Merle Phillips (R-Northumberland/Snyder) and Rep. Russ Fairchild (R-Snyder/Union).. Credit cards offer high-end clients some luxury rewards (USA Today) - Credit card issuers are raising the bar on rewards to encourage well-heeled customers to charge their purchases during the busy holiday shopping season.. UPside Prepaid Card Designed for Teens (AP via Yahoo! Finance) - A New York-based company on Wednesday launched a prepaid card that teenagers can use for both in store and online purchases.. Online Resources Provides Banks and Credit Unions Entree to Merchant Gift Card Market in Time for Holidays (Business Wire via Yahoo! Finance) - CHANTILLY, Va.----Online Resources Corporation , a leading provider of Web-based financial services, announced today the release of CardHQ, an online gift card store that enables consumers to purchase retail gift cards through their secure online banking and bill payment applications.. Arbitration Clause Can Catch Credit Card Holders Unaware (AgNews) - COLLEGE STATION – When it comes to your financial life, what you don't know can hurt you, said a Texas Cooperative Extension expert..