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UK loans firm gets OFT rap over credit ads (Banking Business Review) - UK loans company Charles Price has agreed to change its credit advertising following action by the Office of Fair Trading.. Credit Challenged Car Buyers Find Help Online (Derby Daily Reporter) - (ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.. Bad Credit Loans Such as Payday Advances Only for Emergencies According to ChristiaNet Poll (Market Wire via Yahoo! Finance) - ChristiaNet.com, the world's largest Christian portal with twelve million monthly page loads, conducted a recent survey to ask readers, "Should Christians get bad credit loans?" The majority of participants do not think payday advances are a good idea because of the extremely high interest and fees associated with them.. Around the Markets: Bad credit shines, but will it last? (International Herald Tribune) - The worst are now first in the U.S. market for corporate bonds.. Your Credit Cards Need £1 Billion! (Fool.co.uk via Yahoo! UK & Ireland Finance) - With bad debts on the rise, credit-card firms are hunting for ways to boost their profits. Here are ten tricks to watch out for.. Newell Credit-Default Swaps Rise on Buyout Concerns (Update1) (Bloomberg.com) - Nov. 15 (Bloomberg) -- The cost of credit-default swaps based on Newell Rubbermaid Inc. debt rose after the maker of Sharpie pens and Rolodex organizers said it will eliminate a shareholder rights agreement that offers bondholders protection from a leveraged buyout.. Ten Tips To Get Credit (Fool.co.uk via Yahoo! UK & Ireland Finance) - Read our tips about avoiding the 'other' bad credit spiral and on getting credit.. Banks' NPAs comparable to advanced economies: RBI (New Kerala) - Mumbai, Nov 14: The Reserve Bank today said the level of bad loans in the Indian banking system was comparable to many developed countries, but cautioned banks against fall in credit quality in the wake of demand for more advances.. Bad debt up for HSBC's US unit (The Royal Gazette) - LONDON (Bloomberg) – HSBC Holdings Plc, Europe’s biggest bank by market value, said third-quarter bad debts in the US rose 12 percent, eroding earnings at its consumer-finance and retail- banking units.Total bad loans in the two units rose 12 percent to $1.59 billion from $1.43 billion in the year-ago quarter, the company said in a statement yesterday.. S.Korea card firms' Q3 net up on active marketing (Reuters via Yahoo! Asia News) - SEOUL, Nov 16 (Reuters) - Combined net profit at South Korea's credit card firms rose 10.6 percent in the third quarter from a year ago, helped by aggressive marketing and reduced bad-loan charges, the financial regulator said on Thursday..