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Bad Credit and Home Refinance (Bastrop Daily Enterprise) - (ARA) - Mortgage rates are at historic lows, and it seems like everyone's jumping on the refinance bandwagon these days. But is it really a good idea for people with bad credit?. Debt Management Smart Guide (Moneymanager) - Before taking out a loan check: the term of the loan the interest rate and number of payments the way the rate is determined (variable or fixed) fees besides the interest payments actual amount that will be paid type of security required early repay options (penalty?) terms if you are unable to repay the loan contract covered by Consumer Credit Code?. Homeowners now pay for years of low rates (Detroit News) - F or Amy and Randy Greenwood, an adjustable-rate mortgage was a way to consolidate bills even with less-than-perfect credit.. Thursday November 16, 2006 By Adam Bennett (The New Zealand Herald) - The fiercely competitive home loan market leaves banks increasingly vulnerable to loan defaults if there is a major economic downturn, the Reserve Bank warns.. Property-tax-deferral plan could give seniors a break (Deseret Morning News) - Senior citizen homeowners could get a break on future property tax increases if a bill approved by a legislative committee becomes law in the 2007 Utah Legislature.. Home Equity Loans Latest Debt Reduction Strategy According to ChristiaNet Poll (PR Web) - Home equity loans such as bad credit financing, interest only mortgage, line of credit and second mortgages are some of the home equity loan related articles at http://www.christianet.com/homeequityloans/. (PRWeb Nov 10, 2006). The Death Of Cheap Credit? (Fool.co.uk via Yahoo! UK & Ireland Finance) - With the Bank of England raising its base rate, the cost of borrowing is set to rise. Does this spell the end for ultra-low-rate loans?. Why Now is a Good Time to Refinance (Wellsville Daily Reporter) - (ARA) - If you're a homeowner, the recent drop in interest rates has opened up the possibility of big savings on your monthly payments.. Letters to the Editor (Martha's Vineyard Times) - We write in response to the Nov. 9, 2006, letter from the West Tisbury assessors.. Senior citizen homeowners may get break on future property tax increases (Deseret Morning News) - Senior citizen homeowners could get a break on future property tax increases if a bill approved by a legislative committee becomes law in the 2007 Legislature..