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Our records. USEFUL? ADD IT IN YOUR SITE! This Financial Calculator requires a Browser with Java Support Free Advertising Definitions Original mortgage amountOriginal amount of your mortgage. Appraised valueThe appraised value of your home when you purchased it. Current term in yearsTotal length of your current mortgage in years. Years remainingNumber of years remaining on your current mortgage. Income tax rateYour current income tax rate. Calculate balanceTo let the calculator determine your remaining balance, based on your original loan information and years remaining, check this box. To enter your own amount, leave this box unchecked. Current Appraised valueThe current appraised value of your home. Loan balanceBalance of your mortgage that will be refinanced. New interest rateThe annual interest rate for the new loan. New term in yearsNumber of years for your new loan. Loan origination rateThis is the percentage of the new mortgage that is paid to the lender as the loan origination fee. Typically this fee is 1% of the loan balance. Other closing costsEstimate of all other closing costs for this loan. This should include filing fees, appraiser fees and any other misc. fees paid. Points paidThis is the number of points paid to the lender to reduce the interest rate on the mortgage. Each point costs 1% of the new loan amount. Current paymentYour current payment is the sum of principal, interest and PMI (Principal Mortgage Insurance). Because refinancing does not affect your insurance or taxes, they are not included here. New paymentYour new payment is the sum of principal,
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