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Texas Mortgage Company Folds, Cites Subprime Lending Problems
Sebring made loans of $209 million during the second quarter of 2006, down 11 percent from last year. Sebring was a wholesale lender, meaning it sold loans to mortgage brokers rather than to consumers
Demise Comes Quickly
According to trade publication Origination News, Ownit ranked 11th among sub-prime wholesale lenders in the first half of 2006 with $5.5 billion in loans. Panet said he didn't know how much pay would be coming to employees.
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“It’s Payback Time”
“Ownit Mortgage Solutions, an Agoura Hills-based wholesale lender, has ceased operations and laid off 800 employees nationwide, part of the shakeout in the sub-prime lending business.” “‘The small and mid-sized lenders that specialize
Mortgage Broker Company - What Is A Wholesale Lender?
Ok, what is a wholesale lender. They offer loans to mortgage brokers at a lower cost then a retail branch offers to the general public. The mortgage broker than adds their fee. The result? The loan cost is about the same as if you
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