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ANGELA CURRY AT YOUR SERVICE: Your credit report requires monitoring (Kansas City Star) - At Your Service: Last March I went to www.annualcreditreport.com to receive my free annual credit reports to check and make sure everything was accurate. Two reports showed a credit card for Discover Financial Services that was not mine. The card also was listed as a charge-off and was having a severe negative impact on my FICO score. The two bureaus were Equifax and Experian. I got a letter from . Extreme saver: Save early and save often (CNN Money) - When Jessica Nixon began her first job at Whataburger, her father gave her some pretty sage advice: start saving early for retirement.. Salinas in top 500 for savings (Salinas Californian) - When it comes to saving and investment habits, Salinas is among the top 500 communities in the nation, according to a report released Wednesday. A.G. Edwards, a financial investment firm based in St. Louis, ranked Salinas at No. 231 in its annual "Nest Egg Index" report.. Pay off credit-card debt, then save for that house (Seattle Times) - There are a couple of reasons that it's usually best for first-time buyers to focus on paying off their high-interest credit-card debt before . Water cooler (EETimes) - What's the latest and greatest news heard around the water cooler?. BBB: Throw in financial advice as your teen heads for college (Frost Illustrated) - FORT WAYNE- If you are the parent of a college freshman, your "To Do" list is probably growing by the hour. There are dorm room furnishings to consider, computer equipment decisions to make, immunization/medical records to gather and other items to "check off" your list. As you equip your college-bo. Products that promise help may do opposite (Sun-Sentinel) - Warning labels on cigarette packs may be well and good, but a new study suggests that advertisements for products designed to help people stop smoking -- or, for that matter, to lose weight, reduce debt or otherwise stop bad behavior -- should carry a health warning of their own.. Blight Unbeaten (The Philadelphia Inquirer) - First of two parts. The plan was bolder and more ambitious than any pledge to fight neighborhood blight in the history of Philadelphia.. DAVID MYERS: Pay down debt before saving to buy a house (Detroit Free Press) - Dear David: We would like to purchase our first home and so far have been able to save $5,000 for a down payment. But we also have a lot of credit card debt and are paying several hundred dollars a month in finance charges.. The key vote in two County Commission races comes Tuesday (St. Petersburg Times) - One race will have no general election opposition; the other will feature a write-in candidate in November..