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 Following success on credit card default charges - OFT turns attention to bank current accounts (Government News Network) - In response to the OFT's statement of principles on the calculation of credit card default charges, credit card issuers have agreed to reduce their default charges - the majority by almost half.. ON PERSONAL FINANCE You may need to have credit to get credit (Republican American) - Q. My 21-year-old son has repeatedly been denied a credit card because he does not have a credit history. What should he do? A. It's a chicken-or-egg problem -- you must have had credit to get it.. Torrington a city of savers Area cracks Top 5 in America nest-egg index (Republican American) - TORRINGTON -- When it comes to saving money and investing wisely, city residents are among the best in the nation, according to a report published Wednesday.. Would madam like her eggs frozen? (Times Online) - “IF YOU’RE not happy with the way you look . . . change it!” chirps one of the 20-odd ads for plastic-surgery clinics at the back of Marie Claire magazine.. Salinas in top 500 for savings (Salinas Californian) - When it comes to saving and investment habits, Salinas is among the top 500 communities in the nation, according to a report released Wednesday. A.G. Edwards, a financial investment firm based in St. Louis, ranked Salinas at No. 231 in its annual "Nest Egg Index" report.. Study: Consumers in Tier don't save or invest enough (Press & Sun-Bulletin) - Binghamton-area consumers spend too much and don't save and invest enough, according to a study released this week. The metropolitan region ranks No. 430 out of 500 U.S. markets when it comes to personal savings and investing behavior, according to the second annual A.G. Edwards Nest Egg Index.. Del. lauded for savings habits; Seaford, Dover make list for community investment success (Delaware State News) - DOWNSTATE — A.G. Edwards and Sons recently listed Delaware as one of the top 10 states and Seaford and Dover as two of the top 500 communities with the best personal savings and investment habits nationwide.. Hezbollah under FBI scrutiny (Oroville Mercury-Register) - When Hamas and Hezbollah kidnapped Israeli soldiers this summer and the Israeli military lashed back in Gaza and Lebanon, the FBI quietly stepped up its scrutiny of the two groups, particularly Hezbollah, which law-enforcement authorities say raises money selling bootleg tobacco and counterfeit goods in California.. Hezbollah under FBI scrutiny (The Daily Review) - When Hamas and Hezbollah kidnapped Israeli soldiers this summer and the Israeli military lashed back in Gaza and Lebanon, the FBI quietly stepped up its scrutiny of the two groups, particularly. Investors say Vallejoans have good chance at comfy retirement (Vallejo Times-Herald) - Vallejo area residents have a better shot at a comfortable retirement than more than half the United States population, according to a new A.G. Edwards survey..