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Homeowners foundering as ARM interest rates rise (Contra Costa Times) - Luisa Cordova-Holmes was looking to lower her monthly payments when she refinanced her $312,000 mortgage in 2004. Instead, she wound up digging herself into a ditch.. More losing homes (The Flint Journal) - For Shea Glover, her first home was a dream come true that quickly became a foreclosure nightmare. The 33-year-old moved into her Fenton home in December, only to be laid off in January from an area car dealership. With no income, she was unable to make her monthly $1,400 mortgage payment..