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“A Flip Side To Exuberance” In California
‘We had bad credit but were told that in six months we could refinance and get a better loan with a lower interest,’ he said. But when they tried to refinance, Hayes said, the lender told them they were not eligible for better terms.”
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HOUSING BUST UNDERWAY / FORECLOSURES SKYROCKET / STOCKS CRUMBLE
Now that home values are declining, many borrowers won't be able to refinance because they would have to come up with the difference between their new mortgage and what their home is now worth. Defaults may dump more than 500000 homes
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If selecting to refinance an existing mortgage loan, homeowners apply for a new mortgage, which pays off and replaces the old. Thus, homeowners have the opportunity to obtain a new mortgage lender. Each lender offers different home
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