WASHINGTON REPORT/KENNETH HARNEY: Got a credit line? Check out your fixed-rate options Miami Herald Andy Hallmark and his wife faced the same financial squeeze now bringing pain to thousands of homeowners around the country: Their floating-rate home equity credit line had risen to uncomfortably high monthly payment levels -- the direct result of the Federal Reserve's interest rate increases over the past two years. Payday loan businesses need a closer look The Meridian Star Mississippi’s payday lenders have had it too easy for far too long. Their ad jingles are catchy and their signs are flashy. For a “small” fee, you can get cash today instead of waiting until your payday. It’s almost too easy. Trapped in a high cost loan? There's help available The Buffalo News Psst . . . Have I got a deal for you - a dirt cheap mortgage that lets you decide how much to pay each month. And don't worry about your lousy credit rating, we'll lend to anybody. Don't get stuck with high rates Los Angeles Times More lenders are allowing homeowners to convert credit lines to fixed rates -- without much bother. 7 On Your Side: ID Theft Suspected At Check Cashing Store KLTV Texas They're a quick and convenient way to get cash fast. But a Tyler woman says after going to one check cashing place, she got her identity stolen. One loan, and more than a thousand dollars later, she's working to make sure this doesn't make a mess of her credit. Pamela Yip: Learn what's available for dealing with debt The Providence Journal If you're overburdened with debt, you know you're vulnerable -- to the embarrassment of your credit card being declined at the grocery store, or to the next unexpected bill that could send you into bankruptcy. Breaking the cycle of payday loan 'trap' USA Today Tellers at the North Carolina State Employees' Credit Union noticed a troubling change several years ago: The first people in line on payday were high-cost lenders, waiting to cash checks from credit union members. Bank's closure sows doubt in Geraldine Great Falls Tribune GERALDINE — With its red brick façade, the bank on Main Street here has lent an air of permanence and stability to this farm and ranch community for more than 90 years. WEEKLY PLANNER Pioneer Press WEEKLY PLANNER Monday, Sept. 25 Twin Cities Chapter of the International Society of Certified Employee Benefit Specialists. Jean Young and Eric Simons present "Automating Your Retirement Plan". 11:30 a.m. luncheon meeting, Millennium Hotel Minneapolis. $35-$25. Kelly Hendrickson, 612-221-2416, or kelly@royalevents.com. Online registration at www.tciscebs.org. A Fixed-Rate Solution To Mortgage Uncertainty Washington Post Andy Hallmark and his wife faced the same financial squeeze now bringing pain to thousands of homeowners around the country: The monthly payment on their floating-rate home equity credit line had risen to uncomfortably high levels -- the direct result of the Federal Reserve's interest rate
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