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SNP fights to defend vision of viable Scotland as report reveals 'shortfall' (The Scotsman) - AN OFFICIAL government report last night revealed an £11.2 billion "black hole" in Scotland's finances, casting doubt on Nationalists' claims over the viability of independence.. This Week's IPOs I: Artes Medical, Carrols Restaurant Group, Double-Take Software, MEDecision, Obagi Medical (SeekingAlpha via Yahoo! Finance) - Abbi Adest submits: Some of the IPOs on deck for this week include: Artes Medical , Medical technology firm developing injectable aesthetic products for the dermatology and plastic surgery markets; Carrols Restaurant Group , which operates 542 Burger King, Pollo Tropical and Taco Cabana restaurants; Double-Take Software , which makes affordable replication data protection software [ ]. Independence: what voters need to know (The Scotsman) - INDEPENDENCE is at the top of the agenda in Scotland for the first time in a generation. But what would an independent Scotland be like?. Bling voters (BBC News) - Ad Breakdown looks at David Cameron's new gambit - debt advice from the Inner Tosser.. Ad breakdown: The bling voters (BBC News) - THE SCHTICK: Normal bloke is assailed by his "inner tosser", a wide boy in a turquoise suit, who persuades him to spend spend spend on his credit card - clothes, jewellery, flat screen TV, car etc.. Hearts keen for departing employees to be gagged (Edinburgh Evening News) - HEARTS are pushing almost every employee who leaves the club to sign a confidentiality agreement to prevent the internal chaos at Tynecastle from being publicly exposed.. BMO Financial Group Reports 11% Earnings Growth And Record Net Income For 2006. Fourth Quarter Earnings Increase 4.8% (PR Newswire via Yahoo! Finance) - Fiscal 2006 Year-over-Year Operating Highlights:. Swamy Sathyananda Saraswati passes away (Kaumundi Online) - Swamy Satyananda Saraswati, head of Sreeramadasa Ashram here and a frontline campaigner of several temple rights movements in Kerala, died in a private hospital here, ashram sources said.. Tony Blair dismisses SNP's 'flimsy' economic case for independence (The Scotsman) - TONY Blair today launches an all-out Labour offensive against the Scottish National Party, amid growing Labour discord about how to approach next May's crucial Holyrood elections..