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Don't Refinance Your Home to Pay Off Credit Card Debt - There's a Better Way (Advocate Tribune) - (ARA) - Ever received one of those offers in the mail that seems like the solution to all your problems? It may have said, "Your home is an untapped resource. Refinance your loan with us and you'll get quick cash to buy a car, fund college or pay off your credit card debt.". Credit Card Debt Help (Hornell Evening Tribune) - (ARA) - Ever hear of indentured servitude? It's a historical concept that means you're basically working for free to pay off some obligation (like a share cropper). Ever just make your minimum credit card debt payments every month and feel like you are just spinning your wheels?. The Most Intelligent Way to Eliminate Personal Debt (Waynesboro Record Herald) - (ARA) - Tired of feeling like you're living from paycheck to paycheck? Have interest charges driven your credit card balances so high, you feel like you'll never get out of debt? If so, you're not alone.. Eliminate Credit Card Debt (Kewanee Star Courier) - (ARA) - You've heard the old adage, pay down your credit card debt each month to avoid the nasty interest rate charges and fees that result from revolving balances.. "Unfair" Credit Card Rate Hikes (The Motley Fool via Yahoo! News) - If you want to feel good about the credit card industry, consider reading an article other than this one.. "Unfair" Credit Card Rate Hikes (Motley Fool via Yahoo! Finance) - What a surprise -- credit card issuers aren't exactly playing nice.. Holiday Shopping Can Drag You Further In Debt (WLUC TV 6) - The holidays are an expensive time for many people as they buy gifts for family, friends, and co-workers. But over-spending can quickly lead to debt if you're not careful.. PaySimple Provides Payment Processing Functionality to Collection-Master(R) Debt Collection Software (Business Wire via Yahoo! Finance) - DENVER----PaySimple, an industry-leading provider of payment management solutions for businesses, today announces a strategic agreement with Commercial Legal Software, makers of Collection-Master®, the most advanced and mature specialty software for debt collection, foreclosure, and subrogation, to provide a complete integrated payment processing solution to the Collection Master system.. Tips at spending controls (The Chilliwack Progress) - Attention Shoppers! Put down the wallet and back away from the mall. Before you spend another holiday dollar, read these tips from the Credit Counseling Society.. MONEY & BANKING (The Hindu) - INSIGHT Formal finance for informal sector The informal sector plays a significant role in the economy in terms of employment opportunities and poverty alleviation. This sector generates income-earning opportunities for a large number of people. In India, a large section of the total .