Testimony of Sandra F. Braunstein, Director, Division of Consumer and Community Affairs Federal Reserve Board Chairman Allard, Chairman Bunning, Senators Reed and Schumer, and members of the Subcommittees, I appreciate the opportunity to appear today to discuss how loan cost disclosures provided to consumers under the Truth in Lending Act (TILA) apply to "nontraditional" or "alternative" mortgage products, such as "interest-only" loans and "option-ARMS." Homebuilders Get Comical The Motley Fool Fiction leads the way There's a first-season episode of The Simpsons in which Homer has to have an RV so he can keep up with the neighbors. So, he heads to Bob's RV Roundup, where the sales office is decorated with signs that read "Bankruptcy, Shmankruptcy" and "We give credit to everyone."
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