Bad Credit? FICO Score Under 650? Yes, You Can Still Refinance Hope Star
(ARA) - If you have bad credit or a low FICO score, you're no doubt doing everything possible to turn things around. But if you have an adjustable rate mortgage (ARM), paying off your debts and cleaning up your credit is about to get a whole lot harder.
Getting a Mortgage with Bad Credit Hope Star
(ARA) - Having bad credit is not the end of the world and it's not impossible to get a loan. Generally, credit scores below 600 are considered sub-prime and the lower your credit score, the harder it will be for you to secure a mortgage.
The difference in all your credit scores CNN Money
Question: I pulled my credit report and got a similar credit score from TransUnion and Experian. However, the FICO score I got from Equifax was lower by 177 points. Why is there such a discrepancy? - Larry, New York City
Settling the scores Stamford Advocate
Stamford-based company gives FICO some competition A credit score, according to the Web site of a company that sells them, "is simply a number that represents the likelihood that you will repay a debt as agreed. Credit scores are calculated using information from your credit report at the moment it is requested by a lender."
PICTURES: See What Viewers Have Sent WGAL 8 Susquehanna Valley
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Credit Challenged Car Buyers Find Help Online Waynesboro Record Herald
(ARA) - Eighty percent of all Americans have at least one blemish on their credit reports. And a third of all consumers have credit scores so bad that they may have difficulty securing a car loan.
HMDA: Banks score poorly in minority mortgage lending The Times of Northwest Indiana
Area banks don't score well on the number of mortgage loans made to minorities. The Home Mortgage Disclosure Act requires banks to disclose their mortgage loan activity, said Jean Ishmon, president of the Northwest Indiana Community Reinvestment Alliance.
Using credit cards is fine, but watch the fine print Akron Beacon Journal
If you're sick of Jingle Bells and Deck the Halls, Consumers Union has a new tune to get stuck in your head. It's Always Christmas Time for Visa, an animated music video that can be found at www.creditcardreform.org, is described by the organization as a ``lighthearted take'' on credit card fees, interest rate increases, and mind-numbingly complex and oh-so-tiny fine print.
Report: NYC Parole Officers Overwhelmed; Much Work, Few Resources WNBC
NEW YORK -- Parole officers in Manhattan and the Bronx often do not spend sufficient time supervising ex-convicts, have too many cases, and lack resources and support to do their jobs, according to a report expected to be released Sunday.
Shop around for credit card deals Chicago Tribune
This is not exactly a bold prediction: You probably will add to your credit card debt this holiday season.

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