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Opting for a cheap credit card (there are plenty about) should have a similar effect. Three institutions - BankWest, Newcastle Permanent Building society and St.George - have credit cards with interest rates of about 9 per cent.
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Some cheap credit cards have an annual fee in exchange for offering a lower interest rate. Depending on the interest rate, this annual fee just might be worth paying. In this case, it is necessary for the cardholder to be aware of his
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High credit card interest: If your credit card company is charging you a When you fer to a lower rate credit card, use the cash advances to You’ll be surprised to know they have brand new merchandise at dirt cheap rates.
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A letter from HSBC drops through the door with this curious offer: "Transfer your card balances to our low rate of 3.9% pa for six months". "What's the point of having umpteen credit or store cards all with different interest rates,

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This article show’s how to take advantage of today’s low interest rates to guarantee yourself a cheap credit card "for the rest of your life”;
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