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lenders don’t report your debt to the three major credit bureaus. Since the debt doesn’t appear on your credit report, it won’t affect your credit score. If you can move a balance from a reporting debt to a non- reporting debt, this new
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With that in mind, once you graduate from college, it is very likely that you will be saddled down with student loan debt and any other debt accrued during your college years (ie credit card debt). In situations like these,
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An index of Articles for the Credit / Debt Management guide site. With some determination, and a plan, you can pay your credit card debt down.
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Find out how to avoid disastrous financial consequences from overuse of your student credit card in this article from YoungMoney.
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It’s possible to play the system and get much cheaper debt from existing credit cards. Read the Credit Card Shuffle article for full details. article+card+credit+debt: article+card+credit+debt